Sam and his family moved into their home in 2014 and bought it in 2019

"You feel like you've accomplished something"

“The five-year plan made easier to get on the property ladder. And you could actually live in the house with the goal of it being yours, whereas renting, it's just dead money, it's never gonna be yours, and it just feels more homely.

And that's what's what appealed to us most. That we could actually get on the property ladder without having to save ourselves. We could put into a pot and you don't even know the money goes.

We managed to decorate the house to what we wanted it to look like. Changed the floors, do the garden, and knowing it was for our benefit rather than the landlord's benefit.

The advice I would give is; "Go for it!" because it's finally your house at the end, it's yours. You feel like you've accomplished something. You've been able to save without dipping into the pot of saved money if you did it with a bank or whatever. And it's just a fantastic opportunity. It's put me on the property ladder, which I didn't think I'd be able to do with a small family, so, yeah, "Go for it.”